Results

Journal article

Journal of Banking and Finance:

The role of prepayment penalties in mortgage loans

We study the effect of mortgage prepayment penalties on borrowers? prepayments and delinquencies by exploiting a 2007 reform in Italy that reduced penalties on outstanding mortgages and banned penalties on newly-issued m...Read more...

CEE/Education and skills discussion paper

When You Are Born Matters: The Imapct of Date of Birth on Child Cognitive Outcomes in England

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